This week I received an email from my healthcare broker alerting me that my monthly payments will be increasing in 2009. Since I’m self-employed, an illness can put me out of business fast, and ultimately result in no access to healthcare coverage altogether. I’ve started playing Lotto just to dream again if for only a day. Is it all about luck and the odds even for healthcare?

Should I pull up in a hybrid ambulance on the Hill?

I read this quote by Robert D. Leighninger Jr. — “There was a time in our history when people found ways to combat despair by building for the future.” Maybe instead of throwing my chances to luck, I should build my infrastructure.